How to get the State Farm Good Student Discount

State Farm is one of the largest auto insurance providers in the United States, with a variety of different policies tailored to meet the needs of their customers. In addition to standard auto insurance coverage, State Farm offers special discounts for students who maintain a high grade point average.

Students who maintain a 3.0 GPA or above while taking at least 12 credits per semester qualify for this discount, which can save you between 5-15% on your policy premium. Keep reading to learn more about how to get the State Farm Good Student Discount when buying auto insurance and tips on how you can help improve your academics even before enrolling in school.

What is the State Farm Good Student Discount?

The State Farm Good Student Discount is an auto insurance discount that is only available to high school and college students who maintain a 3.0 GPA or higher while taking at least 12 credits per semester. The discount is determined by your grades in relation to the peers in your state, so the actual amount of the discount will vary based on where you live.

While you don’t need a perfect GPA to qualify, you will have to maintain your grades in order to keep the discount once you get it. If you have a B average or higher, you may be able to get the discount but it’s worth noting that State Farm says the typical GPA for a student to get the discount is a 3.0.

How much can you save with the Good Student Discount?

The actual amount of the discount you receive with the State Farm Good Student Discount will depend on your grades and the price of your policy in your area. Estimates from State Farm show that a student with a 3.0 GPA and 12 credits per semester can save up to 15% on their policy, though this will vary depending on your location.

The best way to figure out how much the Good Student Discount will save you is to get a free auto insurance quote online and plug in your grades. This way, you can see the estimated price of your policy with and without the discount and determine what it would cost to switch to this policy.

How to get the Good Student Discount?

To qualify for the Good Student Discount when purchasing auto insurance, you can either be a current high school or college student or submit proof of good grades from a previous semester.
Depending on your situation, you’ll have to submit proof of your grades in one of three ways:

•  Current high school students can submit a letter from a school official confirming their GPA.
•  College students can submit a transcript showing their current GPA.
•  Or, if you are not currently enrolled in school but have proof of good grades from a previous semester, you can submit your transcript.

Other ways to save on your auto insurance

Since the Good Student Discount will only save you a set amount, you’ll want to explore additional ways to save on your auto insurance.
You can do this by getting additional driver’s on your policy, taking a defensive driving course for a discount, bundling your auto insurance with your parents, and more.

•  Additional drivers - The more people on your policy, the lower your cost will be. If you have a younger sibling who is learning to drive, adding them to your policy could help you save money.
•  Defensive driving course - If you got a traffic ticket or have a few minor violations on your record, you can take an approved defensive driving course to have them removed from your record. This will lower your rate and could save you money on your policy.
•  Bundling with your parents - If you are under the age of 25 and got a ticket or two, you’ll likely see a significant rate increase. If you can bundle your policy with your parents, though, you can see a significant discount on your policy.
•  More - There are plenty of other ways to save on your auto insurance. All you have to do is explore your options and see which ones would work best for you.

Although auto insurance is important and keeping your grades up will help save you money, your education is far more important. To make sure you can keep your GPA up while also managing your time, here are a few tips:

•  Make a schedule: Make a schedule for each semester that includes a list of all your classes and an outline of how much time you’ll need for studying and completing each one.
•  Start studying early: Don’t wait until the semester starts to start studying. Start studying several months in advance to give yourself plenty of time to go over any material you don’t understand.
•  Take breaks: It’s important to take breaks every so often to rest your brain and prevent yourself from burning out.
•  Avoid distractions: While technology is a helpful tool that can help you stay on track and keep track of your schedule, you also need to make sure that you aren’t getting distracted by it while you’re studying.