How to make $15000 a month: A guide to financial success

When it comes to money, there are so many things that you can do. You have a lot of options, but it’s important to focus on the things that will make the biggest difference in your life. It might seem like little changes aren’t going to make much of an impact on your finances, but the reality is that even small tweaks can lead to big results over time. Here are some simple ways for anyone who wants more money in their pocket.

Topic Index
  1. Start a side hustle
  2. Track your spending
  3. Create a savings account
  4. Set up automatic transfers to savings
  5. Look for ways to save for retirement
  6. Manage your money digitally
  7. Use free apps to watch your cash flow
  8. Take advantage of easy ways to save or invest
  9. Make sure you get the best rate on things like insurance or bank accounts
  10. You can start saving and earning more through some easy lifestyle changes

Start a side hustle

A side hustle is a way to make extra money on the side. It allows you to build up your income and generate new streams of revenue. By taking the time to set up a few side gigs, you'll be able to cover some of your everyday expenses, pay off debt faster, or even save for retirement.

Side hustles come in all shapes and sizes: from selling old clothes on eBay and Etsy to renting out your house on Airbnb. Whatever your skill set is, there's probably some way that you can supplement your main source of income by getting creative and leveraging it into additional earnings.

A lot of people are afraid of starting their own businesses because they think it's too risky, but actually most successful entrepreneurs started out with nothing more than an idea (and sometimes not even that).

The truth is that most successful entrepreneurs started their businesses as part of a side hustle! So if you have an idea for a business but aren't sure if it will work out - just go ahead and try it anyway! If nothing else, starting something new gives us practice at being entrepreneurs which can help us figure out what kind of business works best for us later down the road when we're ready launch something bigger than ourselves."

Track your spending

  • Track your spending for a month
  • Track your spending for a year
  • Track your spending for a lifetime!

Create a savings account

Next, you'll need to open a savings account. If you're lucky enough to have one already, great! However, if not, don't worry—it's easy as pie.

The first step is finding an institution that offers savings accounts (or what the cool kids call "savings vehicles"). You can usually find these at your local bank or credit union.

After making sure they offer such services and setting up an appointment with someone who works there, ask around on some of the more social channels like LinkedIn or Facebook to see if anyone has heard of them before. If everyone seems like they've heard great things about it then go ahead and sign up for an account!

Once that's done all there's left to do is fund it regularly with whatever amount fits your budget (for example: $100 per week) and keep track of how much money is in there using whatever method works best for you (we recommend using Mint).

Set up automatic transfers to savings

With your budgeting done, it’s time to put your money where it needs to be. If you haven’t already set up a separate savings account for yourself, this is the perfect time to do so. You can open an online savings account with any bank or credit union and transfer funds directly from your checking account into this new one on a regular basis.

Treat these transfers as bills—set them up as recurring transactions so that they happen automatically every month on the same day each month. This will help ensure that those funds are available when they need to be, without requiring much thought on your part after they go through once.

Look for ways to save for retirement

If you don't have a 401(k) or other retirement account, now's the time to start one. If you already have a 401(k), it's never too early to start planning for your future.

To begin with, open an IRA (Individual Retirement Account). An IRA is a personal investment account that allows Americans to save for their retirement in addition to any employer-sponsored plans like 401(k)s.

Once you've opened an IRA with an investing firm of your choice—and found some solid financial advice—you can begin contacting mutual funds and other companies that invest in stocks as well as bonds and real estate properties in order to invest your money wisely and safely.

Manage your money digitally

Managing your money digitally is a great way to manage your finances. Digital tools can help you be more organized and keep track of how much money you have spent, as well as how much you need to spend. Some examples of digital tools are:

  • Budgeting apps like Mint or Personal Capital. These apps will show you how much money you have in all of your accounts, including savings accounts and credit cards. You can also see where your spending is going through the app, so that if anything seems out of place or too high, it's easy for one person to fix the error instead of having multiple people in charge of each account separately (or worse yet: no one).
  • Savings accounts such as Ally Bank's Online Savings Account that earns interest throughout the year so that there is always some extra cash sitting around even if it wasn't originally planned on being there at first glance!

Use free apps to watch your cash flow

  • Use free apps to watch your cash flow
  • You can use free apps like Personal Capital, Mint and LearnVest to stay on top of your spending and savings. They'll tell you how much money you have in the bank, how much debt is on credit cards, how many assets are in retirement accounts and more. They also help with budgeting and setting financial goals.
  • Use free apps to track your savings
  • A good example is Acorns - this app rounds up purchases from debit or credit cards that are made from a linked bank account (like checking accounts), then invests the difference at low cost (the charge for using this service). That way even if you're not saving very much at first because of small purchases, it'll build up over time into substantial sums invested by the app into stocks through their platform at no cost other than having an investment account opened somewhere else where they round up their earnings periodically over time until they hit $5 before withdrawing them back out again so they don’t end up paying taxes prematurely again on gains earned during those months when nothing was withdrawn yet​

Take advantage of easy ways to save or invest

Such as purchasing your coffee or lunch from home or shopping in bulk

In order to make $15,000 a month, you'll need to save a lot of money. One way to do that is by taking advantage of easy ways to save or invest, such as purchasing your coffee or lunch from home or shopping in bulk.

Make sure you get the best rate on things like insurance or bank accounts

The best way to get the most out of your money is by making sure you get the best rate on things like insurance or bank accounts. It’s tempting to stick with the same bank, but it can pay off big time to shop around for a better deal. The same goes for mortgages, credit cards and other financial products. Don’t be afraid to switch banks if you find a better deal on interest rates, or even credit cards if they offer points that can be used as cash back in some way (see next section).

It's also worth doing some research into insurance companies before signing up for anything. For example: I have my car insured with an insurer called More Than which offers £25m worth of cover compared with £1m offered by some other insurers at half the price (I don't drive very often so it doesn't cost me much).

You can start saving and earning more through some easy lifestyle changes

As you begin your journey, it's important to start saving and earning more money. One of the easiest ways to do this is through lifestyle changes.

First, find something that you are passionate about. Passion is what drives us forward; without it, we would be lost in a sea of mediocrity and apathy. Passion can lead to success in any area of your life—from work to relationships with family members and friends—so make sure that whatever path you choose contains something that makes your heart sing!

Next second step: find something that you're good at. Not only will this help motivate yourself when things get tough but also give back confidence which allows person feel more comfortable sharing their ideas with others because they know those ideas will be well received by those around them."

  • Kerry O'Shea

Kerry is a former financial advisor to the rich and famous before becoming an entrepreneur, who started her own company in 2006. Her company has since grown to 17 employees, with clients all over the world.

She also currently teaches entrepreneurship classes at Southampton University in London, UK. Kerry's writing has been published by Forbes, Financial Times, and Huffington Post and she's appeared multiple times on BBC News 6 targeting young people about how they should manage their money on a budget.