What can I do if I have zero money?

If you’re broke and need fast cash, you have a few options. You could get a loan from a friend or family member, sell some of your belongings, take on an extra job or even try to find free money to ease your financial strain.
These quick and easy tips will help you deal with financial stress and get back on track quickly. When money is tight, it can feel like you have no options other than selling your body for food. However, there are ways to get through those tough financial times that don’t involve selling your soul for hot soup and crackers.

In this article you will find different ways to make money fast when you have nothing. Zero dollars in the bank can be scary but it doesn't have to be the end of the world. There are plenty of ways to raise cash quickly when you’re broke. What follows is a list of creative ways to get money fast when you're broke AF — so read on and see which option might work best for your situation right now.

Topic Index
  1. Borrow from friends or family
  2. Sell your stuff
  3. Take on a side hustle
  4. Ask for free money

Borrow from friends or family

If your friends or family have some cash to spare, this is the ideal way to go. You can promise to pay them back at a later date and decide on a reasonable interest rate. This option is great if you have a trustworthy person who is willing to lend you some money.

That being said, borrowing money from friends or family can be tricky. If you’re using a loan to cover basic living expenses, you could be putting yourself in a financially unstable situation. What happens if you can’t pay back your loan? You could harm a friendship or relationship, making things even more difficult.
If you can’t repay the loan on time, stay in touch with your lender and let them know your situation. Explain what’s going on, when you plan to pay them back and offer to put something down as collateral. Be responsible, don’t let this debt hang over your head and be sure to pay it back.

Sell your stuff

This is a tried-and-true method of getting cash quickly. If you have expensive items that you don’t need or use, try to sell them. You might be able to get a few bucks for items you don’t use and don’t want.
You could try to sell your old electronics, furniture, clothing or even your car. If you own something valuable, like a rare collectible, you could try to sell it online.

You can also sell your unwanted items in person. Craigslist is a great resource for this. Be creative with your listings and try to stand out from the crowd.
You could offer to sell your services as well. Offer to babysit, clean houses, mow lawns or do freelance work for extra money.
There are lots of ways to sell your possessions for quick cash. Just be sure to be careful and protect yourself by avoiding dangerous or illegal transactions.

Take on a side hustle

If you’re good at something, you could make money while you sleep. Something as simple as driving for Lyft or Uber could help you out in a pinch. If you have a car and some spare time, driving for a ride-sharing company could provide you with a quick cash infusion.
There are many other side hustles you could pursue to make cash quickly. You could become a freelance writer, tutor kids online, sell your artistic creations or do odd jobs around town. Something like cleaning houses or landscaping could bring in some quick cash as well.

No matter what you do, there are likely ways to make money by doing what you love. If you’re good at something, why not try to get paid for it?
There is one caveat with this option. Depending on what you choose to do, it can take a long time to build up a sizable income. You might make a little here and there with various gigs. But if you want something more substantial, this is not the best option.

Ask for free money

You might be surprised at all the ways you can get money for free. If you’re in a bind, try applying for government assistance.
You could be eligible for food stamps, disability benefits, welfare or a housing voucher. You can also apply for student loans or grants if you’re a student.
We often overlook these options because we don’t think we qualify or we don’t want to deal with the hassle of applying. However, these are great resources that can get you out of a tight spot.

If you’re really looking to make some quick cash, the best thing you can do is get creative. Think outside the box and explore all the options that are available to you. What follows is a list of creative ways to get money fast when you're broke AF — so read on and see which option might work best for your situation right now.

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